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Best 10 Travel Credit Cards with No Annual Fees in 2025

Best 10 Travel Credit Cards with No Annual Fees in 2025

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Traveling in 2025 has never been easier—or more rewarding—thanks to credit cards that offer travel perks without annual fees. Whether you’re a frequent flyer or planning your first big trip, the right credit card can save you money and provide valuable benefits. In this guide, we’ll explore the top 10 travel credit cards with no annual fees for 2025.


Why Choose a No Annual Fee Travel Credit Card?

  • Save More Money: No annual fees mean you keep your rewards without paying extra.
  • Great for Beginners: Perfect for travelers who want rewards without high costs.
  • Access to Travel Perks: Many cards offer trip protection, airport discounts, and more.

Top 10 No Annual Fee Travel Credit Cards in 2025

1. Chase Freedom Unlimited®

  • Rewards: 1.5% unlimited cash back + 5% on travel via Chase Ultimate Rewards.
  • Sign-Up Bonus: $200 after $500 spend in 3 months.
  • Why It’s Great: Flexible rewards and no annual fee.

2. Capital One VentureOne Rewards Credit Card

  • Rewards: 1.25x miles on every purchase.
  • Sign-Up Bonus: 20,000 miles after $500 spend in 3 months.
  • Why It’s Great: Redeem miles for flights, hotels, and more without blackout dates.

3. Bank of America® Travel Rewards Credit Card

  • Rewards: 1.5 points per dollar on all purchases.
  • Sign-Up Bonus: 25,000 online bonus points after $1,000 spend in 90 days.
  • Why It’s Great: No foreign transaction fees, ideal for international travelers.

4. Discover it® Miles

  • Rewards: 1.5x miles on all purchases.
  • Sign-Up Bonus: Unlimited match of all miles earned in the first year.
  • Why It’s Great: Double your miles in year one—no annual fee.

5. Wells Fargo Autograph℠ Card

  • Rewards: 3x points on travel, dining, gas, and more.
  • Sign-Up Bonus: 20,000 bonus points after $1,000 spend in 3 months.
  • Why It’s Great: Comprehensive coverage for travelers without extra cost.

6. Citi Rewards+® Card

  • Rewards: 2x points at supermarkets and gas stations (up to $6,000 per year).
  • Sign-Up Bonus: 20,000 bonus points after $1,500 spend in 3 months.
  • Why It’s Great: Points round up to the nearest 10 on every purchase.

7. United Gateway℠ Card

  • Rewards: 2x miles on United purchases, gas, and transit.
  • Sign-Up Bonus: 20,000 miles after $1,000 spend in 3 months.
  • Why It’s Great: Perfect for United Airlines flyers.

8. American Airlines AAdvantage MileUp℠ Card

  • Rewards: 2x miles on grocery stores and eligible American Airlines purchases.
  • Sign-Up Bonus: 10,000 AAdvantage miles after $500 spend in 3 months.
  • Why It’s Great: Build airline loyalty without paying extra fees.

9. Hilton Honors American Express Card

  • Rewards: 7x points on Hilton stays, 5x at restaurants, supermarkets, gas.
  • Sign-Up Bonus: 70,000 Hilton Honors Bonus Points after $1,000 spend in 3 months.
  • Why It’s Great: Great for hotel rewards with no annual fee.

10. Marriott Bonvoy Bold® Credit Card

  • Rewards: 3x points on Marriott stays, 2x on travel, 1x everywhere else.
  • Sign-Up Bonus: 30,000 bonus points after $1,000 spend in 3 months.
  • Why It’s Great: Free hotel nights and exclusive perks for travelers.

How to Choose the Best Card for You

  • Check Your Credit Score: Most cards require good to excellent credit.
  • Compare Rewards: Choose a card that matches your spending habits.
  • Look for Extra Perks: Travel insurance, car rental coverage, and no foreign transaction fees add value.

Final Thoughts

The best travel credit cards in 2025 let you earn rewards and enjoy perks without annual fees. Whether you prefer airline miles, hotel points, or flexible rewards, there’s a card for you on this list. Apply today and start your next adventure without extra costs.

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